Your money moves only when the goods do.
Pay into escrow at a Ghanaian partner bank, follow every step from the hub, and accept the goods within seven days. Money leaves escrow only on events recorded on the trade.
- Loaded: 30,000 kg, two officersDay 4, 14:10
- Seal SL-0457721 recordedDay 4, 14:10
- Departed the hubDay 4, 14:35
- Stop logged, 22 minutesDay 4, 19:41
- At your gate, seal intactDay 5, 15:52
Specimen. Illustrative only.
What changes for a buyer
You choose your suppliers and your terms. Miziba shows you what happened to the goods, step by step.
Your money stays at the bank
Funds sit in escrow at a partner bank, under the trade’s reference, and are released only on recorded events in the order agreed before the trade began.
Accept on your own scale
Weight and seal are recorded at your gate. You have seven days to accept or object in writing.
Follow it from anywhere
Every event carries who recorded it and when, shown in your time zone, in English or French.
Your part of a trade
What you do at each step, and what you can see.
| Step | What you do | What you see |
|---|---|---|
| Registered | Confirm the order and the specification, and acknowledge the payment direction. | The trade terms, as agreed. |
| Funded | On a pre-funded trade, pay the full value into escrow. | The escrow balance. |
| Hub | Nothing. | Weights, seals and photographs from loading. |
| Moved | Nothing. | The truck’s position and any exception. |
| Delivered | Weigh and sign the receipt at your gate. Accept or object within seven days. | The quality window and its deadline. |
| Settled | On a financed trade, pay to the account in your payment direction. | The settlement statement. |
Export buyers receive the goods through a forwarder at Tema or Takoradi, with the bill of lading on the record.
What you need to join
Buyers go straight from the identity check to their first trade. Companies registered outside Ghana see the document list for their country.
- Certificate of incorporation and company particulars
- Ghana Card for each director, or passports for companies registered abroad
- A bank account in the business’s own name
- Tax identification number
A trader can also invite you to a trade it has started. The link brings you to sign-up with the trade already attached.
- Loading weight
- 30,000 kg
- Gate weight
- 29,940 kg
- Difference
- 60 kg, 0.2%
- Seal SL-0457721
- Intact
- Quality window
- 6 days left
Specimen. Silence for seven days is acceptance.
Questions
Do I choose my suppliers?
Yes. Miziba never chooses, ranks or recommends counterparties.
Can I see what the trader paid?
No. Each party reads only its own part of the record.
What happens if I object?
Object in writing within seven days, with your evidence. The retention stays in escrow while you and the seller settle it. Miziba does not decide who is right.
Who holds my money?
The partner bank, in escrow under the trade’s reference. Miziba never holds trade funds.
Can buyers outside Ghana use Miziba?
Yes. Export trades run through forwarders admitted to Miziba, and the export documents sit on the same record.
See every step before your money moves.
Tell us what you buy, how much and where it needs to arrive.